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More Than One Quarter of Americans Have Considered Defaulting on Their Student Loans – Or Already Have

More Than One Quarter of Americans Have Considered Defaulting on Their Student Loans – Or Already Have

Two years ago, more than half of Americans believed student loans were a good investment. Today – not so much. Just 20% believe financing an education is a good idea. And, 26% of respondents are either considering defaulting on their loans, have considered defaulting on their loans in the past, or are already in default on their loans.

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Biofuels: More Expensive and Potentially Worse for the Environment

Biofuels: More Expensive and Potentially Worse for the Environment

The lure of biofuels is strong: domestic energy independence, better for the environment and with potential cost savings – it is a compelling story. “Flex Fuel” vehicles can fill up with E85 ethanol and take advantage of pump prices usually well below regular grade gasoline. But with a reported decrease in fuel economy ranging from 25-30% or more, consumers are apparently spending more to go green when filling up.

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IRS Wary of Retirement Rollovers Used to Finance Start-ups

IRS Wary of Retirement Rollovers Used to Finance Start-ups

Entrepreneurs looking to fund a new business have often turned to their own retirement assets for seed capital. Whether as a loan drawn on their own 401(k) or through retirement plan withdrawals – triggering not only taxes, but often penalties – few budding business owners may have known about another tax-free funding strategy: the Rollover for Business Startups (ROBS).

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Non-transparent ETFs: Investing Innovation or Complication?

Non-transparent ETFs: Investing Innovation or Complication?

For years, there was little innovation in the investment industry. Stocks, bonds, mutual funds – that was pretty much the range of choices for investors. Exchange-traded funds, first to the market in 1993, changed all that. ETFs are touted for their tax efficiency, liquidity and low costs. But asset managers are looking to develop a new ETF spinoff that would remove one core characteristic of these popular investments: transparency.

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